Frequently Asked Questions.

vested is a mobile app designed to help you set goals and save money for the things you care about. Simply put, vested gathers your finances, recommends a goal that is within your reach, and helps you reach it one month at a time.

If you are in debt and want to get out of debt, vested is right for you. If you are debt–free and want to save up for something important, you are in the right place.

Since we are not a bank, we do not touch your savings. You are free to move the money you save into a dedicated account, pay off debt, or spend it on your goal. If you are investing your savings, we would recommend long-term savings options (e.g. 401K or Roth IRA) or shorter term savings options (e.g. high-interest online bank account).

We are not a bank. Think of the app as a financial advisor, recommending savings goals and helping you stay on track towards towards achieving them.

To protect your financial security and privacy, vested uses the same level of security as your bank. We never have access to money in your account or confidential information such as full credit card, account or routing numbers, and we will not share or sell your data to anyone for any reason.

Joint or spouse accounts are still your assets. So if you and your significant other have a joint account and one of you adds $500 that you were not expecting, that’s good news for your goal.

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